The Frank Plan

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Senior Insurance Programs

  • Could Cover all Final Expenses
  • NO 2 Year Waiting Period

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The Frank Plan - Senior Final Expense Insurance Guide
Frank
Your Friendly Final Expense Insurance Connection

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Secure coverage even with pre-existing conditions and no health exam — get your quote today in seconds!

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How Does It Work & What Happens Next?

We believe in transparent, simple service — here's how this works.

1

Answer a few simple questions

We keep it short & easy — just basic info like your age and location.

2

We securely match you with a Licensed Insurance Partner

100% Free Quote — no hidden fees, no surprises, just secure matching.

3

You'll receive a phone call to review your options

Review your options and quotes — you choose what fits, no pressure.

Why Final Expense Coverage Matters

Because planning ahead ensures your family is protected when it matters most

Peace of Mind

Because grief is hard enough without financial stress piled on. With final expense insurance, you can leave behind the good memories — not last-minute bills.

Covers Hidden Costs

It helps cover all these "forgotten" costs so your family doesn't get hit with a huge surprise.

Relieves Family Burden

Spare your loved ones from making difficult financial decisions during their time of grief. Your planning ensures they can focus on healing.

Get Peace of Mind Knowing Your Loved Ones Are Protected

The Real Costs of Final Expenses

Hidden costs can add up fast and the shock for your family can be more than you think. Here are national averages based on common end-of-life situations.

Sudden Passing

Expense Item
Typical Range
Medical Bills
$0 – $5,000
Hospice Care
$0 – $2,000
Funeral Service
$8,000 – $12,000
Legal / Estate Fees
$1,000 – $3,000
Other Expenses
$2,000 – $4,000
Estimated Total
$11,000 – $25,000

Hospice-At-Home

Expense Item
Typical Range
Medical Bills
$3,000 – $8,000
Hospice Care
$2,000 – $6,000
Funeral Service
$8,000 – $12,000
Legal / Estate Fees
$1,000 – $3,000
Other Expenses
$2,000 – $4,000
Estimated Total
$16,000 – $33,000

Hospital-Intensive

Expense Item
Typical Range
Medical Bills
$10,000 – $20,000
Hospice Care
$0 – $5,000
Funeral Service
$8,000 – $12,000
Legal / Estate Fees
$1,000 – $3,000
Other Expenses
$2,000 – $4,000
Estimated Total
$21,000 – $44,000
Funerals alone cost $8,000–$12,000 in the U.S.
Additional medical bills, hospice care, and legal or estate costs, total end-of-life expenses often reach $20,000–$40,000+.

Final Expense Insurance provides a cash benefit your loved ones can use for any cost — from funeral arrangements to final medical or hospice bills — helping them stay financially secure during a difficult time.

Americans often leave their family $11,000-$44,000+ in n Final Costs without realizing

Meet Frank

Frank - Your Final Expense Guide

Your Friendly Final Expense Insurance Connection

"I've seen too many families left with unexpected bills. That's why I share simple ways to connect you with licensed insurance agents who can walk you through your options. My role is to make the process easier — so you don't feel alone."

Trusted Insurance Connector Helping Seniors Since 2009 3,000+ People Follow Frank
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Let’s Be Frank — You’ve Got Questions

Good. Here’s what real people ask before they take the first step.

We hear that a lot. And honestly? You should be skeptical — because most "free quote" sites sell your info without your consent. We don't - We connect you with real licensed insurance agents to get state-regulated coverage.

Most people pay $1–$4 a day — that’s $30–$120/month depending on age, coverage, and state. It's designed to fit fixed incomes without sacrificing real protection.

Nope. Your rate is locked for life. No price hikes, no hidden setup fees, no "gotcha" clauses. What you see is what you get — for good.

Not at all. Most plans don’t require any exams, and many don’t even ask health questions. If you’re between 45 and 85, you’re likely eligible — even with conditions.

Most people get pre-qualified in under 60 seconds and can activate coverage the same day. No waiting weeks. No chasing paperwork.

No pressure. Most plans come with a 20–30 day "free look" — cancel anytime during that period and get a full refund. After that, you can still cancel anytime without penalties.

Yes. These are real, state-approved insurance policies with guaranteed tax-free payouts. Your loved ones will get a lump sum payment when they need it most — no red tape.

Every plan's a little different. What you see above applies to most — but your licensed agent will walk you through the exact details for your situation.

Could your family cover all the expenses if you passed tomorrow?